Funding $100M in DSCR ft. Joseph Scorese


In this episode of The Mike’d Up Show, we sit down with Joseph V. Scorese — nationwide direct private lender, senior account executive at Park Place Finance, real estate investor, educator, and host of the Creative BRRRR Strategies Podcast.
Joe has funded over $100 million in DSCR, fix-and-flip, and asset-based loans — and he’s doing 35–50 units per month in a market where most loan officers are still trying to “figure out” non-QM.
But here’s what makes this conversation different:
This isn’t just about products.
It’s about positioning.
It’s about systems.
It’s about staying in your lane — and dominating it.
Joe breaks down:
• The transition from agency lending to asset-based DSCR
• Why specializing beats being “everything to everyone”
• How he built a nationwide presence while focusing regionally
• The real reason his email marketing gets a 42% open rate
• Guerrilla networking vs. traditional real estate agent prospecting
• Scaling through systems, social media, and invisible support teams
• AI appraisals and the future of non-QM lending
• Why most loan officers quit too early — and how to outlast everyone
Joe’s philosophy is simple:
Stay in your lane. Master it. Outlast the competition.
From forensic accountant at Bank of New York to real estate investor with a 14-building portfolio, Joe has built a machine around content, education, podcasting, and relentless in-person networking. His approach to DSCR lending isn’t transactional — it’s strategic and systemized.
If you’re a loan officer looking to scale in non-QM…
If you’re a broker wondering how to dominate DSCR…
If you’re a leader trying to build production through niche focus…
This episode is your blueprint.
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