On this episode of MikeDrop, we’re joined by Todd Feager, Co-Founder of Haven Home Equity, for a sharp and insightful breakdown of what really drives value in today’s consumer-direct lending space. Todd brings his 23 years of experience to the table to share what he believes is the missing link in mortgage lending—a plan.
This episode is not about buzzwords—it’s about solutions. Todd walks us through the Haven Framework, a three-part approach to using home equity in a way that helps clients build resilience and wealth, even in uncertain times. Whether you're a mortgage pro, a homeowner, or an executive trying to design products that resonate, this episode delivers.
🎯 The Haven Tri-Fecta:
• Cash-Out Reserves: Why every borrower needs financial breathing room
• Lower Blended Debt Payments: How to simplify finances with strategic structure
• Shorten the Term: How reducing loan length can create long-term savings
Throughout the episode, Todd emphasizes the importance of educating—not just selling. Loan officers at Haven are trained to advise, not pitch. They listen to borrowers’ entire financial picture and present solutions that go beyond rates and into real-life benefits.
You’ll also hear why the consumer direct market is ripe for disruption, how Haven’s approach is uniquely designed to serve that model, and why the next wave of mortgage success will come from strategic planning, not chasing leads.
📈 If you're in the mortgage space and want to future-proof your model while delivering serious value to your clients, this is a must-watch.
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🔗 Special thanks to our sponsors:
Mortgage Connect (https://www.mortgageconnectlp.com)
Aidium (https://www.thinkaidium.com)
Floify (https://www.floify.com)
